How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£95,000 → £30,000
Gross raise
-£65,000
Additional annual take-home
-£40,538
Additional monthly take-home
-£3,378
Extra Income Tax
-£21,946
Extra NI
-£2,516
You actually keep
62%
of your -£65,000 raise = -£40,538 /yr, -£3,378 /mo
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