How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£90,000 → £18,000
Gross raise
-£72,000
Additional annual take-home
-£46,278
Additional monthly take-home
-£3,856
Extra Income Tax
-£22,346
Extra NI
-£3,376
You actually keep
64%
of your -£72,000 raise = -£46,278 /yr, -£3,856 /mo
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