How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£70,000 → £40,000
Gross raise
-£30,000
Additional annual take-home
-£18,838
Additional monthly take-home
-£1,570
Extra Income Tax
-£9,946
Extra NI
-£1,216
You actually keep
63%
of your -£30,000 raise = -£18,838 /yr, -£1,570 /mo
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