How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£60,000 → £40,000
Gross raise
-£20,000
Additional annual take-home
-£13,038
Additional monthly take-home
-£1,086
Extra Income Tax
-£5,946
Extra NI
-£1,016
You actually keep
65%
of your -£20,000 raise = -£13,038 /yr, -£1,086 /mo
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