How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£56,000 → £40,000
Gross raise
-£16,000
Additional annual take-home
-£10,718
Additional monthly take-home
-£893
Extra Income Tax
-£4,346
Extra NI
-£936
You actually keep
67%
of your -£16,000 raise = -£10,718 /yr, -£893 /mo
Share: