How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£54,000 → £40,000
Gross raise
-£14,000
Additional annual take-home
-£9,558
Additional monthly take-home
-£796
Extra Income Tax
-£3,546
Extra NI
-£896
You actually keep
68%
of your -£14,000 raise = -£9,558 /yr, -£796 /mo
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