How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£52,000 → £40,000
Gross raise
-£12,000
Additional annual take-home
-£8,398
Additional monthly take-home
-£700
Extra Income Tax
-£2,746
Extra NI
-£856
You actually keep
70%
of your -£12,000 raise = -£8,398 /yr, -£700 /mo
Share: