How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£49,000 → £20,000
Gross raise
-£29,000
Additional annual take-home
-£20,880
Additional monthly take-home
-£1,740
Extra Income Tax
-£5,800
Extra NI
-£2,320
You actually keep
72%
of your -£29,000 raise = -£20,880 /yr, -£1,740 /mo
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