How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£46,000 → £25,000
Gross raise
-£21,000
Additional annual take-home
-£15,120
Additional monthly take-home
-£1,260
Extra Income Tax
-£4,200
Extra NI
-£1,680
You actually keep
72%
of your -£21,000 raise = -£15,120 /yr, -£1,260 /mo
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