How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£42,000 → £40,000
Gross raise
-£2,000
Additional annual take-home
-£1,440
Additional monthly take-home
-£120
Extra Income Tax
-£400
Extra NI
-£160
You actually keep
72%
of your -£2,000 raise = -£1,440 /yr, -£120 /mo
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