How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£40,000 → £18,000
Gross raise
-£22,000
Additional annual take-home
-£15,840
Additional monthly take-home
-£1,320
Extra Income Tax
-£4,400
Extra NI
-£1,760
You actually keep
72%
of your -£22,000 raise = -£15,840 /yr, -£1,320 /mo
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