How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£38,000 → £20,000
Gross raise
-£18,000
Additional annual take-home
-£12,960
Additional monthly take-home
-£1,080
Extra Income Tax
-£3,600
Extra NI
-£1,440
You actually keep
72%
of your -£18,000 raise = -£12,960 /yr, -£1,080 /mo
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