How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£30,000 → £25,000
Gross raise
-£5,000
Additional annual take-home
-£3,600
Additional monthly take-home
-£300
Extra Income Tax
-£1,000
Extra NI
-£400
You actually keep
72%
of your -£5,000 raise = -£3,600 /yr, -£300 /mo
Share: