How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£25,000 → £20,000
Gross raise
-£5,000
Additional annual take-home
-£3,600
Additional monthly take-home
-£300
Extra Income Tax
-£1,000
Extra NI
-£400
You actually keep
72%
of your -£5,000 raise = -£3,600 /yr, -£300 /mo
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