How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£22,000 → £40,000
Gross raise
£18,000
Additional annual take-home
£12,960
Additional monthly take-home
£1,080
Extra Income Tax
£3,600
Extra NI
£1,440
You actually keep
72%
of your £18,000 raise = £12,960 /yr, £1,080 /mo
Share: