How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£20,000 → £45,000
Gross raise
£25,000
Additional annual take-home
£18,000
Additional monthly take-home
£1,500
Extra Income Tax
£5,000
Extra NI
£2,000
You actually keep
72%
of your £25,000 raise = £18,000 /yr, £1,500 /mo
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