How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£125,000 → £40,000
Gross raise
-£85,000
Additional annual take-home
-£45,738
Additional monthly take-home
-£3,811
Extra Income Tax
-£36,946
Extra NI
-£2,316
You actually keep
54%
of your -£85,000 raise = -£45,738 /yr, -£3,811 /mo
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