How much of your pay rise do you actually keep?
Enter your current and target salaries below to see the real UK take-home impact for the 2026/27 tax year.
Pay-rise breakdown
Salary
£120,000 → £125,000
Gross raise
£5,000
Additional annual take-home
£1,900
Additional monthly take-home
£158
Extra Income Tax
£3,000
Extra NI
£100
You actually keep
38%
of your £5,000 raise = £1,900 /yr, £158 /mo
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